Turn your everyday spending into free flights, shopping vouchers, and Qatar Airways Avios with Commercial Bank of Qatar’s CBQ Rewards program. This 2025 guide shows you how to earn points, redeem rewards, and get maximum value from your CBQ credit card.
Quick Facts: CBQ Rewards
What Are CBQ Rewards?
CBQ Rewards is Commercial Bank of Qatar’s credit card loyalty program. You earn points automatically when you use eligible cards for purchases. Redeem these points for:
- Free flights with any airline (FlyMiles program)
- Hotel stays at 450,000+ properties worldwide
- Qatar Airways Avios miles
- Shopping vouchers at Qatar retailers
- Dining and entertainment deals
- Charitable donations
All eligible cardholders get automatic enrollment. Check balances, redeem points, and book rewards through cbqrewards.com or the CBQ Mobile App.
Which Credit Cards Earn CBQ Rewards?
You can earn CBQ Rewards with these cards:
- Sadara Visa Infinite Credit Card
- Sadara Platinum Credit Card
- Platinum Credit Card (Visa/Mastercard/Diners Club)
- Titanium Credit Card (Visa/Mastercard/Diners Club)
- All Diners Club Credit Cards
These cards don’t earn CBQ Rewards: Standard credit cards, debit cards, and prepaid cards. You may qualify for other Commercial Bank programs like CB Coupons instead.
How to Earn CBQ Rewards Points
What You Earn Per Riyal Spent
Visa and Mastercard Cards:
- Retail purchases: Earn 1 point per QAR 20
- Government merchants: Earn 1 point per QAR 40
Diners Club Cards:
- Retail purchases: Earn 1 point per QAR 15
- Government merchants: Earn 1 point per QAR 30
Diners Club cardholders earn 33% more points per riyal—pick this card if you want faster point accumulation.
Welcome Bonus: What New Cardholders Get
Titanium Credit Card:
- Get 5,000 points (worth QAR 500)
- Spend QAR 5,000 in retail within 90 days
- Bonus expires in 90 days
Platinum Credit Card:
- Get 7,500 points (worth QAR 750)
- Meet the spending threshold within 90 days
- Bonus expires in 90 days
Sadara Visa Infinite:
- Get 10,000 points (worth QAR 1,000)
- Spend QAR 15,000 in retail within 90 days
- Bonus expires in 90 days
Rules you need to know:
- Commercial Bank gives bonuses once per customer (cancel and reapply = no bonus)
- Only retail POS and e-commerce count
- Government merchants, DCC, charity, insurance, and EU card-present transactions don’t count
What Purchases Earn Points
You earn points on:
- Retail purchases (local and international)
- Online shopping
- Restaurants and entertainment
- Travel bookings
- Hotel stays
- Most daily spending
You don’t earn points on:
- Dynamic Currency Conversion (DCC)
- Government payments (reduced points only)
- KAHRAMAA bills (electricity & water)
- Qatar Cool bills
- Charity donations
- Insurance premiums
- EU card-present transactions
- Merchants outside Qatar processing QAR transactions locally
- Cash withdrawals
- Balance transfers
- Bank fees
2025 Bonus Campaigns You Can Join
Qatar Airways Avios Bonus (May 2025):
- Get 30% extra Avios when you convert CBQ points
- Transfer a minimum of 3,000 Avios
- Valid May 1-31, 2025
International Transfer Rewards (March-September 2025): Transfer money internationally through CBQ Mobile App or Internet Banking:
- Win 10,000 bonus Avios (600 winners)
- Get cashback up to QAR 5,000
- Campaign runs March 16 – September 11, 2025
How Do I Check My CBQ Rewards Balance?
Method 1: CBQ Mobile App
- Open the CBQ Mobile App and log in
- Select your Rewards Credit Card
- Tap “CB Rewards”
- View your current balance
Method 2: CBQRewards.com Website
- Go to www.cbqrewards.com
- Log in with your QID, mobile, and email (must be registered with the bank)
- Click “My Account”
- Check balance and transaction history
Method 3: Monthly Statement
Find your points balance on every credit card statement.
Method 4: Call Customer Service
Dial 4449 0000 anytime to ask about your balance.
How to Redeem CBQ Rewards Points
1. Book Free Flights with FlyMiles
FlyMiles lets you book flights with any airline, to any destination, on any date—no blackout periods.
What you get:
- Access to 900+ airlines worldwide
- No travel restrictions
- Instant online booking
- Choose economy, business, or first class
How many points do you need:
- 5,000 FlyMiles = Economy ticket to Dubai or nearby cities
- More points for long-haul and premium cabins
- Points vary by destination, dates, and cabin class
2. Book Hotel Stays
Redeem points for rooms at 450,000+ hotels globally through the CBQ portal.
Benefits:
- Instant confirmation
- Budget to luxury properties
- Flexible dates
- Standard cancellation policies
3. Convert to Qatar Airways Avios
Transfer your CBQ Rewards directly to Qatar Airways Privilege Club Avios.
How it works:
- Transfer a minimum of 3,000 Avios per transaction
- Get an instant transfer to your Privilege Club account
- Use Avios for Qatar Airways flights, upgrades, oneworld airlines, extra baggage, Qatar Airways Holidays, Qatar Duty Free shopping, and Privilege Club Collection auctions
2025 Promotion: Get up to 30% bonus Avios during special campaigns—this boosts your travel budget significantly.
4. Get Shopping Vouchers
Redeem points for e-vouchers at hundreds of Qatar merchants.
Where you can shop:
- Electronics stores
- Fashion boutiques
- Jewelry retailers
- Home furnishing shops
- Sports facilities
- Restaurants
- Entertainment venues
- Spas and wellness centers
Redemption steps:
- Log into cbqrewards.com or the mobile app
- Select “Redeem Points” → “Vouchers”
- Pick your merchant and amount
- Get the voucher code via email or SMS instantly
- Show the code at the outlet to use
What are your points worth:
- 1,000 CBQ points = approximately QAR 100 voucher
- Choose different amounts
- Use the voucher multiple times until the balance runs out
- Share with friends and family
5. Spend on Qgrabs.com Deals
Use points directly on Qgrabs, Qatar’s deals platform.
Redemption rate:
- 1,000 Rewards Points = QAR 100 to spend on Qgrabs
- Use for dining, activities, spa packages, and more
6. Rent Cars
Book rental cars through the rewards portal using your points.
7. Donate to Charity
Give your CBQ Rewards points to registered charities that Commercial Bank supports.
8. Use the CB ENTERTAINER App
Get buy-one-get-one-free offers at:
- Premium hotels (Qatar and worldwide)
- Top restaurants
- Luxury spas
- Fitness centers
- Entertainment spots
How to use it:
- Download CB ENTERTAINER from App Store
- Register your account
- Browse offers by category
- Tap to redeem at merchants
- Show the QR code when paying
How Much Money Is 1 Reward Point?
CBQ Rewards points value depends on how you redeem them:
Voucher Redemption:
- 1,000 points = QAR 100 in vouchers
- Value: 1 point = 0.10 QAR (10 fils)
FlyMiles Redemption:
- 5,000 points = Flight to Dubai (approximately QAR 500-800 value)
- Value: 1 point = 0.10-0.16 QAR (better value)
Avios Conversion: Value varies based on how you use Avios:
- Economy short-haul: Medium value
- Business/First class long-haul: High value
- Last-minute bookings: Lower value
Best redemption strategy: Use points for flights and Avios conversions to get maximum value. Shopping vouchers give you the base rate of approximately 10 fils per point.
When Do CBQ Rewards Points Expire?
Regular Points
- Expire 24 months (2 years) from the earning date
- Use or convert before the expiration date
Joining Bonus Points
- Expire 90 days from the credit date
- Must redeem within this shorter window
- Points disappear after 90 days if unused
Action tip: Redeem bonus points first because they expire faster than regular earned points.
10 Tips to Get Maximum Value from CBQ Rewards
1. Pick Diners Club for Higher Earnings
Diners Club cards earn at QAR 15 per point versus QAR 20 for Visa/Mastercard—you get 33% more points per riyal spent.
2. Use One Card for Everything
Put all eligible purchases on your CBQ card instead of splitting across multiple cards.
3. Meet Welcome Bonus Requirements Fast
Focus spending in the first 90 days to collect large joining bonuses.
4. Skip Zero-Point Transactions
Pay utility bills and government fees through other methods to maintain earning rates.
5. Watch for Bonus Campaigns
Check the campaigns page and Tuesday email updates for bonus earning and redemption offers.
6. Wait for Avios Bonus Periods
Convert to Avios during 20-30% bonus campaigns instead of standard rates.
7. Compare Redemption Values
Flights and Avios typically give better value than shopping vouchers. Calculate before redeeming.
8. Book Travel During Off-Peak Times
FlyMiles requires fewer points for flights during shoulder seasons and weekdays.
9. Set Expiration Reminders
Check your balance at 18 months to plan redemption before the 24-month deadline.
10. Combine with CB ENTERTAINER
Stack your credit card rewards with CB ENTERTAINER buy-one-get-one deals for double savings.
CB Coupons: Extra Digital Rewards Program
Commercial Bank runs CB Coupons—a separate program that rewards international transfers:
How it works:
- Make international transfers via CBQ Mobile App or Internet Banking
- Get CB Gift Coupons as pop-up notifications
- View coupons under “Rewards” → “CB Coupon”
- Access deals through the MyBook partnership
Who qualifies:
- All retail and PayCard customers using digital channels
- All international transfer types
What you get:
- 10-50% discounts at dining, retail, and recreation spots
- Updated weekly via Tuesday emails
How to Register on CBQRewards.com
You need:
- Eligible Commercial Bank credit card
- QID registered with the bank
- Mobile number on file
- Email address on file
Registration steps:
- Visit www.cbqrewards.com
- Click “Register” or “Create Account”
- Enter registered QID, mobile, and email
- Verify identity with OTP code
- Create login credentials
- Access your rewards dashboard
CBQ Rewards vs. Other Qatar Bank Programs
What makes CBQ Rewards different:
- FlyMiles books any airline, any date
- Direct Qatar Airways Avios conversion
- Large local retail partner network
- Digital redemption (skip branch visits)
- Better Diners Club earning rates
What to consider:
- Points expire after 24 months (some programs offer longer)
- Earning rates lower than those of international premium cards
- No bonus categories for specific spending
What Changed in CBQ Rewards (2025)
March 2025: International transfer campaign launched with 10,000 Avios prizes and cashback.
May 2025: A 30% bonus on Qatar Airways Avios conversions is available all month.
Ongoing: Digital voucher partners have expanded, and CB ENTERTAINER has added new merchants.
Frequently Asked Questions
Can I combine CBQ Rewards with other loyalty programs?
Yes. Convert CBQ Rewards to Qatar Airways Avios, then use them across Privilege Club and the oneworld alliance.
Do my points expire?
Yes. Regular points expire after 24 months. Joining bonuses expire after 90 days.
Can I give points to family?
You cannot transfer points between accounts. But you can share voucher codes after you redeem them.
What happens to my points if I cancel my card?
All unused points disappear when you close your card. Redeem everything before canceling.
Does enrollment cost money?
No. You get automatic and free enrollment with all eligible cards.
Do supplementary cards earn points?
Yes. All supplementary card purchases add to the primary cardholder’s balance.
How long until I see points after I buy something?
Points appear 2-3 business days after the transaction posts to your account.
Is there a limit on how many points I can earn?
No maximum limit exists.
Can I redeem just some of my points?
Yes, use as many or as few as you want based on minimum thresholds (3,000 for Avios).
What if a store won’t accept my voucher?
Call customer service immediately at 4449 0000 for help.
Can debit card holders earn CBQ Rewards?
No. Only eligible credit cards earn points.
How do I see which purchases earned points?
Check your monthly statement or log into cbqrewards.com to review transaction history.
Can I book flights for other people?
Yes. Book tickets for any traveler when you redeem through FlyMiles.
What purchases don’t earn points?
Cash advances, balance transfers, fees, government bills, DCC transactions, and transactions with merchants outside Qatar processing QAR locally.
Can I earn points on supplementary cards?
Yes, all transactions on supplementary cards count toward the main cardholder’s points.
Contact CBQ Rewards
Get support:
- Website: www.cbqrewards.com
- Phone: 4449 0000 (available 24/7)
- Mobile App: CBQ Mobile (iOS, Android, Microsoft Store)
Visit a branch:
Commercial Bank has multiple Qatar locations. Check www.cbq.qa for branch finder and operating hours.
Summary: Start Earning CBQ Rewards Today
CBQ Rewards gives Qatar residents practical ways to earn travel, shopping, and dining perks from everyday credit card spending. The program works best if you:
- Travel frequently and want FlyMiles flexibility
- Collect Qatar Airways Avios
- Shop at partner retail stores
- Hold Diners Club cards (earn the highest rates)
Get maximum value by using higher-earning cards, watching for bonus campaigns, and redeeming for travel during promotions. Track your 24-month expiration dates and use 90-day bonus points first.
Start earning now by using your eligible card for daily purchases. Your points build up to free flights, shopping trips, or charity donations.
Disclaimer: Information current as of October 2025. Program terms, earning rates, and redemption options may change. Visit cbqrewards.com or contact Commercial Bank for the latest details and terms.
